Funding Readiness
76+8.4%
Credit Health
71+5.1%
Cash Flow
64+2.8%
Debt Health
58-1.2%
Funding Probability
69+6.7%
Score trends
Risk alerts
Debt service pressure
MediumLoan payments are 31% of average monthly inflows.
Revenue volatility
LowTwo months fell 18% below trailing average.
Documentation gap
HighBank statements are missing for the current month.
Improvement recommendations
01
Reduce receivable concentration by moving top three invoices to insured terms.
02
Keep operating cash above 2.5 months of fixed expenses for the next quarter.
03
Refinance short-term merchant debt into amortizing working-capital debt.
04
Upload latest VAT returns and audited management accounts before lender outreach.
Upcoming actions
Upload June statements
Review lender shortlist
Approve 90-day roadmap
Generate funding proposal